The period of time between first contact and disbursement (LA-CIF’s financing procedure) is less than one month.
The client sends LA-CIF financial statements for the last 3 years, perfomance indicators and portfolio analysis categorized by the maturity of the arrears.   
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 Evaluation
Agreement

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LA-CIF confirms client eligibility and sends an “Evaluation Agreement” and informs the client about the probable amount, terms and conditions of the financing.
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LA-CIF conducts a 5-day evaluation mission, prepares the Evaluation Report and sends it to the client and credit committee.


The client issues a credit document (promissory note, term deposit, certificate of deposit or loan contract) and
LA-CIF makes the disbursement.   
Quantitative
and Qualitative
Information

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The
client sends LA-CIF´s a monthly report with quantitative and qualitative information and LA-CIF sends the client a monthly risk monitoring report.
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